10 Smartphone Apps To Help You Better Manage Your Money
When it comes to managing your money better and create a foundation for long-term financial security, everyone knows that keeping a healthy budget can not only sustain you financially but can also come in handy during those rainy days that confront us when least expected. But if you’re fond of lumping restaurant, fuel and other shopping receipts in your multiple wallets and purses, maybe it’s high time to reconsider your strategy.
Every time you receive a windfall cheque, you may feel pretty powerful, but if you’re not keen on how you spend, that money could vanish as fast as it hit your account. So creating a budget is a good option. In fact, if you develop a laissez-faire attitude and ignore your cash flow and other spending patterns, it could be among the dumbest things you could with your cash.
There are hundreds of ways to save and without keeping track of every cent that leaves your account, technology has come up with saving apps to help you better manage your money, and they range from investing, customized saving plans to high-level personalized budgets. We have compiled the best money saving apps to help you get a better handle on your day to day, monthly and even annual spending habits.
BillGuard is a popular budgeting application. It helps you understand your spending habits and guards your credit cards against fraud from card companies.
This app acts a tracking tool and specializes in bills and balances. It also advises you how much you can spend.
HelloWallet helps in your financial planning. It dedicates 30 minutes of your time to input your details then works out an individualized plan, to increase your net worth.
The Mvelopes app works directly with your bank or financial institution and tracks every last debit and credit transaction.
This is an all in one bank budget management app that displays how you’re managing your accounts, including placing a ceiling on daily spending.
Wally is designed to consolidate all your financial information into view to enable you to control your finances. Users can set an income target, spending target and savings target.
If you like planning your finances using a calendar, then this app is for you. It has an inbuilt calendar-centric approach, and you can add, remove and track expenses and income both past and future in a calendar mode.
Mint is an effective, all in one resource for making a budget, getting smart about your cash and tracking your spending. Here is a chance to connect all your bank and credit card accounts to bring your finances to one convenient place.
9. You Need a Budget
If you’re prone to getting into debt, as many of us do nowadays, then this app is for you. This is the best app for personal austerity and sealing the holes that drain cash.
This app grants you a simple and intuitive interface for inputting both income and expenses. Making additions is fast and easy, and if you like visiting foreign countries, the app comes in handy converting your money into local currency.